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What are the benefits of providing group health insurance to my employees?

 

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One of the most important factors that employees look at when they are considering a new job is the insurance benefits that come with it. The cost of health case seems to be rising every day and the security of knowing that a company will provide the health care that an employee needs is always a much desired factor. In fact, studies have shown that health and dental insurance is the second most important factor in an employee's decision to work for a company.

As a business owner, it's an additional challenge to find health insurance and dental insurance that is both affordable and provides the appropriate coverage in the right network of dentists. Many business owners still have the impression that getting this health insurance coverage for themselves and their employees is a cost they can't afford. But what you may not realize is that by obtaining health insurance through a company, you may be getting better rates than you would if you were to get health insurance as an individual. Furthermore, there are tax advantages to providing that health insurance to your employees as well. When you offer health insurance to your employees, you can deduct 100% of the premiums you pay on qualifying group health plans. And, when you offer health insurance as part of a total compensation pakcage, you may be able to reduce your payroll taxes.

There are plenty of incentives to providing yourself and your employees with health insurance and dental insurance.

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